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April 22, 2021

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Stocks, bonds and mutual funds are offered through Manulife Securities Incorporated. Mutual Funds are offered through Manulife Securities Investment Services Inc. Insurance products and services are offered through Cook & Cooke Financial. Banking products and services are offered through referral. The Manulife Bank Advantage Account is offered by Ken Carstairs & Vern Brown through referral arrangement with their Insurance business Cook & Cooke Financial and is separate from Manulife Securities Investment Services Inc. product offerings. Please confirm with your Advisor which company you are dealing with for each of your products and services. Manulife Securities is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Securities Incorporated, Manulife Securities Investment Services Inc. and Manulife Securities Insurance Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company.

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